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Florida Recovery Blog

Plain-English guides to Florida surplus funds and unclaimed property

How foreclosure surplus, tax deed surplus, and state-held unclaimed property work in Florida, written from the statutes and official sources. New articles every Monday, Wednesday, and Friday.

Opened envelope and letter on a wooden desk next to a magnifying glass and a phone

Surplus funds scams in Florida: red flags and how to protect yourself

Most people who contact you about Florida surplus funds are not scammers, but some are. Six red flags to watch for, what Florida law requires of people who take your surplus rights, and how to check any claim yourself.

November 9, 2026
Wall calendar in a bright home office with a window view of the water

How long does a Florida surplus claim take? The stages, explained

Florida surplus claims move in stages, and most of the clock is set by the clerk, the court, or the state. The deadlines that matter for foreclosure surplus, tax deed surplus, and state-held unclaimed property.

November 9, 2026
Moving boxes stacked on the front porch of a Florida stucco home in late afternoon light

Just lost your home to foreclosure in Florida? What to know in the first 30 days

A calm, practical guide for the weeks after a Florida foreclosure sale: what the sale means, the paperwork to keep, the 10-day check with the clerk, and the surplus money many former owners never hear about.

November 9, 2026
Kitchen table with a framed family photo, a folder of papers, reading glasses and a cup of coffee

Claiming surplus funds for a parent or relative who passed away in Florida

Surplus from a Florida foreclosure or tax deed sale does not disappear when the owner dies. How heir and estate claims work, the documents families usually need, and where the money goes if it is not claimed.

November 9, 2026
Columned entrance and steps of a Florida county courthouse under a blue sky

Can I file a Florida surplus claim on my own?

Yes, Florida lets owners file many surplus claims themselves. What the law says, which claims are usually simple, and the situations where families often choose to get help.

November 9, 2026
Florida home office with a laptop on a wooden desk, a stack of old mail and palm trees outside the lanai door

How to search Claim Your Cash Florida for money in your name

Florida's unclaimed property program now goes by Claim Your Cash Florida. Here is how to search it well, what a claim needs, and the step many people miss before a claim counts as filed.

November 7, 2026
Florida home with a palm tree and a two-car garage at sunset, representing a property sold at a foreclosure auction

What foreclosure surplus is in Florida, and who can claim it

When a Florida foreclosure auction brings in more than the judgment requires, the leftover money is surplus. Here is what the law says it is, who is presumed to be entitled to it, and what happens if nobody claims it.

November 4, 2026
Envelope resting on a mailbox in front of a Florida home at sunset, representing a clerk's notice of tax deed surplus

Florida tax deed surplus, explained: where the money goes after a tax deed sale

When a Florida county sells a property for unpaid taxes and the bid tops what was owed, the extra money is surplus. Here is who gets paid, how the 120-day claim window works, and what former owners should know.

November 2, 2026

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