Unclaimed Property Recovery
Dormant bank accounts, uncashed checks, old insurance payouts, and surplus funds that were never claimed in time can all end up with the Florida Department of Financial Services — sitting in the state's unclaimed property database, now published as Claim Your Cash Florida, until someone claims them.
Checking is always free
Anyone can search the state's unclaimed property database themselves at no cost, at any time. We search on your behalf as part of a free case review, and if we find something, we can handle the entire claim for you — verification, required paperwork, and filing with the state.
To act as a paid representative on a state-held claim, a person must be registered with the Department of Financial Services as a licensed private investigator, a Florida-licensed CPA, or a Florida-licensed attorney. Adam Cohen qualifies and is registered as an attorney representative.
What the law requires
More common than most people expect
The Florida Department of Financial Services holds billions of dollars reported by banks, insurers, courts, and businesses under the state's unclaimed property law — often without the owner ever being notified.
- Dormant checking, savings, and safe-deposit box contents
- Uncashed payroll, insurance, or dividend checks
- Court-held funds, including foreclosure and tax deed surplus that went unclaimed
- Utility deposits and refunds owed by a former employer
Why we won't pressure you to sign
Florida law protects owners who use a representative on a state-held claim. The agreement must be on the Department of Financial Services' own form, total fees and costs may not exceed 30% of the claimed amount, no fee can be owed or paid until the state approves the claim, and the agreement cannot be made irrevocable (Fla. Stat. § 717.135). Some services push for a signature the moment your name appears. We don't. Take the time you need, and remember that you can always claim directly from the state for free.
All state-held claims we handle use the Department of Financial Services' own required agreement form, in the required type size, disclosing the claimed amount and our fee in writing before you sign anything.
Let us check if the state is holding money in your name
We'll search, verify, and tell you honestly what we find — free of charge.